CAR INSURANCE

Types of car insurance

👉 Third party car insurance

Third-party car insurance primarily covers the policyholder's liability for injury or damage caused to others. Offering protection in cases where the insured vehicle accidentally causes harm to others or their property, third-party car insurance shields against claims made by third parties, including the owners of the affected vehicles or property. This insurance is a legal obligation for all vehicles in India under the Motor Vehicle Act, 1988.

👉 Comprehensive car insurance

Offering a broad spectrum of protection, comprehensive car insurance not only covers third-party liability but also safeguards your vehicle from damages caused by fire, theft, accidents, and both natural disasters like cyclones and storms, and man-made damages such as riots. For added security, you can opt for Personal Accident cover to cover injuries sustained in an accident. 

👉 Standalone own damage cover

Offering focused protection, standalone own damage car insurance shields your vehicle from damages caused by fire, theft, accidents, natural disasters like cyclones and storms, as well as man-made damages such as riots. Combining standalone own damage coverage with third-party liability can enhance overall protection for your vehicle.