TWO-WHEELER INSURANCE

Types of two-wheeler insurance

👉 Third party two-wheeler insurance

Third-party two-wheeler insurance is designed to address the policyholder's liability concerning injuries or damages inflicted upon others. It provides essential protection in instances where the insured two-wheeler is involved in an accident causing harm to third parties or their property. This coverage serves as a robust safeguard against claims initiated by affected third parties, including the respective owners of the vehicles or properties involved. Mandated by the Motor Vehicle Act, 1988, third-party insurance is a legal imperative for all vehicles in India. Complying with this statutory requirement ensures responsible and lawful ownership, preventing potential legal consequences and penalties for non-compliance. It's a crucial aspect of ensuring financial responsibility and promoting a secure and accountable environment on the roads.

👉 Comprehensive two-wheeler insurance

Providing a comprehensive shield, two-wheeler insurance goes beyond third-party liability, ensuring a robust defense for your vehicle. This coverage extends protection against damages resulting from fire, theft, accidents, natural disasters like cyclones and storms, and intentional acts such as riots. It's a holistic approach to safeguarding your investment in your two-wheeler, offering peace of mind on the road. Additionally, for enhanced security, you have the option to include Personal Accident cover, which provides financial support in the unfortunate event of injuries sustained during an accident.

👉 Standalone damage cover

Delivering targeted coverage, standalone own-damage insurance for two-wheelers acts as a dedicated safeguard, shielding your vehicle from potential risks like fire, theft, accidents, and the impact of natural disasters such as cyclones and storms. This specialized coverage also extends its protection to man-made damages, including those caused by riots. By strategically combining standalone own-damage coverage with third-party liability, you create a robust and comprehensive shield for your valuable two-wheeler. This synergy ensures that both the damages to your vehicle and your financial responsibility towards third parties are effectively addressed, providing a well-rounded insurance solution tailored to your specific needs.